Maryland Property Taxes: Assessments & Appeals

Understanding Property Taxes in Maryland

Assessments, appeals, homestead, and how taxes affect affordability.

Updated September 03, 2025 · 6 min read

Taxes vary by county and city—factor them into affordability.
Check for homestead eligibility and credits after you buy.
Appeal timelines are specific—don’t miss your window.

FAQ

How are property taxes calculated in Maryland?

They’re based on assessed value multiplied by county/municipal rates.

Can I appeal my assessment?

Yes—within the state’s appeal window; bring comps and condition notes.

Can you recommend lenders?

Yes—local lenders who communicate quickly and close on time.

Do I need 20% down?

Not necessarily; we’ll explore options that fit your goals.

How long will the process take?

Typical timelines are 30–45 days depending on financing.

What inspections are common?

General plus add-ons by property type.

Can I get seller credits?

Often—depends on leverage and market conditions.

What’s next?

We’ll map steps week by week so it stays simple.

Written by Lifetime Client Group

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